Forbes Ranks XRP as the Fourth-Best Cryptocurrency to Buy, Ahead of Solana and Cardano
XRP has received a significant vote of confidence from one of the world's leading financial publications. In its latest list of the Top 10 Cryptocurrencies of July 13, 2026, Forbes Advisor ranked XRP as the fourth-best digital asset, behind only Bitcoin (BTC), Ethereum (ETH), and BNB.
The recognition is particularly notable because Forbes based its rankings on objective fundamentals rather than market sentiment.
The publication evaluated cryptocurrencies using factors including real-world utility, store-of-value potential, seven-day price performance, 24-hour trading volume, and market capitalization.
Only projects with a market value above $5 billion qualified, a benchmark Forbes says reflects greater liquidity, market resilience, and growing institutional interest.
Using those criteria, XRP outperformed several prominent cryptocurrencies, including Solana (SOL), Dogecoin (DOGE), Cardano (ADA), Hyperliquid (HYPE), Chainlink (LINK), and Avalanche (AVAX).
Why XRP Made the Cut
Forbes pointed to XRP's established role in cross-border payments as one of the primary reasons for its high ranking.
Unlike many digital assets driven largely by speculation, XRP delivers a real-world payments solution by enabling near-instant international transfers at a fraction of the cost of traditional financial networks.
According to Forbes, XRP can settle transactions in three to five seconds while maintaining extremely low transaction fees, making it an efficient bridge asset for moving value across currencies and payment systems.
The publication also highlighted Ripple's expanding network of financial institutions and enterprise partners, reinforcing XRP's position as one of the few cryptocurrencies with proven institutional adoption. The ranking reflects a broader shift in how mainstream financial analysts assess digital assets, placing greater emphasis on utility, adoption, and long-term sustainability rather than speculative momentum alone.
Recognition Coincides With Growing Regulatory Clarity
The Forbes endorsement arrives as XRP continues to be celebrated on the regulatory front.
Ripple Chief Legal Officer Stuart Alderoty recently marked "XRP Is Not a Security Day," commemorating the anniversary of the landmark U.S. court ruling that found XRP itself is not a security when traded on public exchanges.
He also acknowledged the XRP community for its resilience throughout the legal battle, describing the decision as one of the crypto industry's most important legal milestones.
Combined with increasing regulatory clarity, expanding institutional adoption, and recognition from a globally respected financial publication, the latest Forbes ranking further strengthens XRP's investment case.
By placing XRP ahead of several of the market's largest cryptocurrencies, Forbes signals growing confidence that the asset's long-term value is being driven by tangible utility, enterprise adoption, and its increasingly important role in the evolving global financial system.