The Clearing House, the bank-owned consortium that the WSJ reports is supposedly building a fake blockchain to tackle the elusive challenge of bank-to-bank real-time payments...already runs a system for bank-to-bank real-time payments. It's literally called the RTP Network and they've been running it for years. It's the first thing they list on their website, for Christ's sake. If the banks quoted in this story—banks that happen to own and control The Clearing House—actually wanted to do real-time payments they would have done so long ago. Can you guess why they haven't, anon? I'll give you a hint: it's not because they don't know how to make a database run on the weekend. Amazing that people keep falling for the same BS headline literally a decade later.