Top RWA Tokens by Utilities: What They Actually Do Here's how the major RWA tokens create real-world value: $XDC: Trade finance tokenization, cross-border settlement, enterprise hybrid blockchain for bonds/invoices $ONDO: Tokenized US Treasuries (OUSG, USDY), institutional yield products, BlackRock BUIDL integration, DeFi borrowing/lending $LINK: Oracle infrastructure for 80%+ of RWA protocols, Proof of Reserve for tokenized assets, cross-chain RWA transfers via CCIP $XLM: Fast settlement for tokenized RWAs, hosting Franklin Templeton BENJI fund, 180+ country distribution $PLUME: Gas fees on RWA-optimized L1, yield vaults (Treasuries, private credit, commodities), compliance-embedded smart wallets $CFG: Protocol for tokenizing invoices, credit, real estate, on-chain investment pools (Tinlake), DeFi composability $AVAX: Network hosting RWA subnets, high-throughput settlement, enterprise-grade compliant tokenization $SYRUP: Maple Finance governance, institutional crypto-backed lending pools, staking rewards, DeFi yield access $CPOOL: Institutional unsecured lending, on-chain credit markets, governance and staking $RIO: Real estate and private equity tokenization, fractional ownership, compliant asset issuance $POLYX: Purpose-built blockchain for regulated securities, built-in KYC/AML, institutional-grade asset controls Each token solves a specific RWA problem: yield access, infrastructure, compliance, or tokenization.