A HOT WALLET FROM PEOPLE WHO BUILT COLD ONES FOR 9 YEARS. Tangem is known for cards and rings: 6,000,000+ devices since 2017. now it ships a full mobile wallet for everyday crypto the idea: hot for spending, cold for holding, both in one app went through what's actually under the hood ▹ what runs under the hood 1. SMART GAS: pay network fees in stablecoins, no native token needed · 5 networks: Ethereum, BNB Chain, Polygon, Arbitrum, Base · USDC / USDT · can cost slightly more than native gas 2. SEND VIA SWAP: you send one coin, the recipient gets another · 1 operation instead of 2 · quotes pulled from several providers 3. YIELD MODE: interest accrues in the background · Tangem cites ~3–5% APY on stables, a 3x Yield Boost promo ~8–10% for the first month · rates float, nothing is guaranteed 4. COVERAGE: 14,100+ tokens · 90+ networks · buy, swap, stake and pay via Apple Pay / Google Pay 5. CHIP: hardware side runs on an EAL6+ chip built with Samsung Semiconductors · firmware audited by Kudelski Security and Riscure · Tangem claims 0 cards hacked since 2017 6. HOT + COLD: a mobile wallet and a hardware wallet are different security levels · one app holds a hot wallet for spending and a cold one for the long hold · hardware is optional alone, smart gas, swap-on-send and yield exist elsewhere. together with an EAL6+ card in one app, that's a combo MetaMask and Trust Wallet don't have ▹ how to start get Tangem → Start with Mobile Wallet → Finalize Now → Create your recovery phrase (write it down, keep it offline) → Create your access code link and video review in the comments