source avatar陈较瘦|🐬TermMax

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TermMax @TermMaxFi, in collaboration with Ondo Finance Global Markets, has launched a fixed-rate lending feature on BNB Chain. Users can now borrow USDT at fixed interest rates of 2.90%–4.23% using 10 real tokenized stocks/ETFs—AAPL, NVDA, TSLA, GOOGL, AMZN, MSFT, NFLX, SPY, QQQ, and PFE—as collateral, with flexible maturity options of 14, 45, or 75 days. Unlike conventional variable-rate lending, this feature allows users to lock in rates upfront, protecting against rising borrowing costs due to market volatility. During the collateral period, users retain full exposure to any price appreciation of the underlying stocks. The feature supports early repayment or extension, offering greater operational flexibility. Ondo Global Markets provides actual on-chain equity ownership of the underlying stocks, not synthetic assets. TermMax brings traditional securities financing instruments to the blockchain, enabling RWA to be genuinely utilized in lending scenarios. This combination of fixed rates, flexible terms, and high-quality RWA collateral represents a relatively novel design in DeFi lending. @TermMaxFi #TermMaxFi

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