XRP Price Scenarios if SWIFT Uses XRP as Cross-Border Liquidity Layer

According to The Crypto Basic, analysts have explored potential XRP price scenarios if SWIFT adopts XRP as its liquidity layer for cross-border transactions. Ripple executives have long argued that XRP can complement SWIFT by enabling faster, cheaper, and compliant international payments. If SWIFT uses XRP for settlement, banks could convert currencies into XRP, send it instantly, and convert it back at the destination, eliminating delays and reducing costs. Google Gemini estimated that if XRP supports SWIFT’s $150 trillion annual transaction volume, the token’s price could reach $682 under a conservative model, potentially rising to $1,000–$1,500 with speculative demand. However, the analysis noted that regulatory, competitive, and technical factors would heavily influence any real-world outcome.