Latest ledger data shows that the threshold for XRP holding tiers is lower than many market participants expected. To enter the top 10% of holders, just 2,151 XRP are currently required; to reach the top 1%, the threshold is 44,896 XRP. Meanwhile, market focus is shifting toward ETF fund flows, regulatory developments, and on-chain activity.
Updated tier thresholds
- Top 10%: 2,151 XRP
- Top 5%: 7,503 XRP
- Top 3%: 14,061 XRP
- Top 2%: 21,902 XRP
- Top 1%: 44,896 XRP
- Top 0.1%: 275,420 XRP
This data shows that the position size required to enter a higher percentile is lower than commonly perceived. However, large addresses in the ledger still include Ripple custodial accounts, exchange custodial wallets, and early allocation addresses, with a clear gap remaining between their holdings and those of ordinary users.
ETF has had 11 consecutive days of net inflows
As of now, the price of XRP is near $1.40, up approximately 2% on the day. The U.S. spot XRP ETF has recorded net inflows for 11 consecutive trading days, totaling approximately $1.68 billion. The report also notes that Goldman Sachs has become one of the key institutional holders of the related product.
The market is also closely watching the U.S. Senate’s scheduled vote on the CLARITY Act on September 15. Previously, the National Sheriffs’ Association withdrew its long-standing opposition to the bill, further boosting market sentiment.
On-chain liquidity rises to $4.26 billion.
On September 2, XRP treasury company Evernorth released the Q2 2026 XRP Liquidity Report. The report showed that the quarterly average recorded value of stablecoins and tokenized assets on the XRP Ledger rose to $4.26 billion, up from $990 million in Q1 2025.
Evernorth attributes its growth to larger transaction volumes within the network and increased account balance depth. This indicates that, alongside price fluctuations, the XRP Ledger’s capacity to hold funds and its level of usage are also rising simultaneously.
Based on current data, XRP holding rankings alone can only reflect address distribution and are insufficient to indicate changes in asset value. More direct drivers remain the continued inflow of ETF funds, progress on regulatory legislation, and whether on-chain adoption can be sustained.