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Tokenized Private Credit on Blockchain Grows to $2.4B, But Only 12% Is Transferable

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Tokenized private credit on blockchain has surged to $2.4 billion, up from under $50,000 a year ago. Of the $19.3 billion in active loans on RWA.xyz, only 12% is transferable. Most are on-chain for tracking. Maple leads in transferable tokens, while Figure dominates with none. The shift to transferable tokens could redefine private credit as a tradable on-chain asset. What is the future of blockchain-based lending?
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