Swiss crypto adoption reaches 23%, double that of Germany

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Swiss crypto adoption now stands at 23%, double Germany’s 11%, according to a June 2026 Bearingpoint report. Switzerland’s lead is linked to the 2021 DLT Act, which enhanced legal clarity and expanded the Crypto Valley ecosystem to 1,749 firms. In Germany, banks such as DZ and Dekabank aim to strengthen CFT measures while improving liquidity and crypto markets.

According to Bitcoin.com, a recent survey by Bearingpoint found that 23% of Swiss adults use cryptocurrency at least occasionally, significantly higher than 11% in Germany and 18% in Austria. The survey, conducted by YouGov in June 2026, polled over 4,000 adults in Germany, Austria, and Switzerland. The report attributes Switzerland’s lead to its Distributed Ledger Technology (DLT) Act, which came into effect in 2021 and established a clear legal framework for crypto assets, attracting numerous businesses and expanding the "Crypto Valley" ecosystem to 1,749 blockchain companies. Additionally, 37% of Swiss respondents consider cryptocurrency a worthwhile investment asset, and 45% support its adoption as an international reserve currency—both figures surpassing those in Germany and Austria. In contrast, although Germany lags in retail adoption, DZ Bank’s “meinkrypto” platform and Dekabank’s crypto services for its savings bank network are expected to reach approximately 80 million customers, potentially narrowing the gap with Switzerland over time.

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