Author: Stripe
Compiled by: Jiahuan, ChainCatcher
Today, we are officially launching 288 product updates designed to accelerate AI company growth, help traditional businesses adapt to AI, combat fraudsters stealing token assets, and empower intelligent agents to become independent economic actors. Below are the key highlights:
Pay
We partnered with Meta and Google to expand the Agentic Commerce Suite; launched the Link agent wallet, enabling intelligent agents to securely complete payments on behalf of users; and introduced Checkout Studio, a one-stop solution to build, analyze, and optimize checkout flows.
Smart Agent E-commerce
- Platform enterprises can now integrate the Smart Agent E-commerce Suite: merchants can upload their product catalogs and manage agent access permissions in their Stripe dashboard to enable sales through AI-powered intelligent agents.
- Partnered with Meta to enable users to complete checkout directly within Facebook ads.
- Through the new partnership between Stripe and Google, consumers will soon be able to purchase merchant goods directly within Google’s AI mode and the Gemini app via the Universal Commerce Protocol (UCP).
Link payment wallet
- Link proxy wallet securely authorizes intelligent agents to make payments on your behalf, with payment credentials never exposed externally, and each transaction requires manual confirmation.
- U.S. businesses now support receiving instant payments and stablecoin payments via Link; UPI collection functionality for India is coming soon.
- The backend has added a dedicated Link data dashboard that clearly shows Link's real impact on conversion rate, authorization success rate, and payment cost.
Optimized Checkout Suite
- Checkout Studio preview is live: Configure, analyze, and optimize omnichannel checkout pages in one place.
- Stripe Checkout has launched a new embedded form.
- Adaptive Pricing is now live, supporting localized subscription pricing by region.
Stripe Offline Payment Terminal
- The all-new Stripe Reader T600 is here: featuring an 8-inch customer display, it enables customized checkout experiences through pre-installed or custom apps, supporting scenarios such as member benefits and upselling.
- The offline payment terminal has expanded to 15 new markets, including Hong Kong, China, and Mexico.
Stripe Managed Payments
- The custodial payment feature is now officially fully launched. With a compliant Merchant of Record solution, businesses can sell digital products in 195 countries and regions, with Stripe fully handling tax reporting, fraud prevention, transaction disputes, and post-sale support.
Smart Risk Control Radar
Millions of businesses worldwide use Radar to combat fraud, including leading AI companies such as OpenAI, Anthropic, ElevenLabs, and Cursor, as well as multinational corporations like PepsiCo and Hertz.
This release features the largest upgrade in Radar's history, adding protection against new threats such as token abuse and account fraud, extending coverage beyond the Stripe platform, and significantly improving the success rate in transaction disputes.
- Try the anti-abuse feature for free: Accurately identify high-risk exploit behavior without affecting legitimate users.
- Stripe Signals: Detect fraudulent transactions across internal and external channels.
- Detect pay-as-you-go malicious non-payment and bulk abuse across multiple accounts in advance.
- Risk control covers all payment methods: high-risk transactions can be blocked for bank debit, e-wallets, buy-now-pay-later (BNPL), and stablecoins.
- Supports training customized Radar risk control models based on your enterprise's own business data.
- Smart dispute evidence collection: AI automatically recommends additional evidence (such as tracking numbers and user activity logs) to improve dispute resolution success rates.
Revenue Management
The intelligent agent economy requires a brand-new real-time measurement, pricing, alerting, and payment infrastructure. We have upgraded our revenue management suite to align with AI-native business models, enabling streaming real-time payments; we have also enhanced the programmability of Stripe Billing and expanded real-time queryable data interfaces.
- Integrate Metronome and Tempo to enable streaming payments: receive payment as value is delivered, settle costs as they are incurred.
- Announcing three new Billing customization capabilities: programmable definition of subscription billing display styles, cost allocation rules, and balance and points deduction logic.
- Stripe Database preview is live: a managed read-only Postgres real-time database, available with one-click enablement in the backend or one-click deployment via CLI, accelerating your development and deployment.
Fund Management
New funds management features now previewed, supporting fund storage, spending, and investing; launched Stripe cashback debit card, free peer-to-peer transfers via Stripe, and opened MCP support for the Treasury API to help developers build custom financial agents.
Stripe Treasury
- By the end of the year, U.S. and U.K. businesses will support storage of 15 crypto assets.
- Free real-time transfers between Stripe businesses within the United States.
- U.S. merchants can now apply for the Mastercard co-branded Stripe card to directly spend settled earnings and earn 2% cash back on purchases.
- The U.S. treasury balance can accumulate Stripe points, which can be directly applied to offset payment fees.
- The Stripe App allows you to view your account balance, transaction history, bank cards, and spending details in real time on mobile.
- Launch in Australia and Canada by the end of the year; add stablecoin deposit and settlement support for 41 additional markets.
- The treasury balance will soon be integrated with Privy's non-custodial wallet, enabling instant cross-border fund transfers across 150+ countries.
- Dedicated financial account for intelligent agents: supports balance inquiries, bill payments, fund storage, card issuance and transfers, and cash flow management; key operations require manual confirmation.
- Global Payouts expansion: Fiat currency supported in 100+ countries, stablecoins supported in 160+ countries.
Embedded finance
Stripe Connect has empowered over 16,000 platform businesses, including Shopify, DoorDash, and Substack, helping a total of 11 million merchants process payments.
Amid the AI-driven transformation of the software industry, we’re launching a brand-new growth tool that generates actionable business recommendations based on platform data, and supports unlocking new revenue streams through Treasury and Stripe Capital.
Stripe Connect
- Growth Studio is now available in preview: AI-generated operational insights in the backend help expand your product portfolio and accelerate business growth.
- The platform now supports Smart Disputes, which automatically compile and submit dispute evidence for its merchants.
- Comprehensive risk control upgrade: Provides a 0-100 quantitative fraud score for every business and every transaction, AI-driven explanations for why accounts are flagged, and a holistic view of account activity.
- The pre-sale marketplace platform can issue prepaid debit cards, allowing buyers and sellers to directly spend their account balances.
Stripe Treasury for the platform
- Soon, support will be available to quickly set up vault accounts and spending debit cards for platform users via embedded components with minimal code.
- Announcing several new platform-exclusive Treasury features.
Stripe Capital for the platform
- France and Germany have opened up credit services for merchants; Australia and Canada will be coming soon.
- Coming soon: Revolving credit line, allowing merchants to borrow and repay within their approved limit at any time.
Stripe Issuing
- Smart Agent Exclusive Card Issuance Service Now Live: Enterprises and smart agent platforms can programmatically issue one-time virtual debit cards, enabling agents to independently purchase and automate financial workflow management.
- Coming soon: Minute-level rapid onboarding for individual and agent entity cards, featuring self-service registration, standardized templates, and real-time fund settlement.
- Consumer debit card issuance capabilities will soon be available, supporting the issuance of prepaid benefit cards, payroll disbursement cards, and branded custom debit cards.
Stablecoins and Cryptocurrencies
Stablecoins and cryptocurrencies are enabling global funds to flow faster and at lower costs.
In collaboration with Privy, we are launching a minimalist API to manage multi-chain asset balances; expanding Bridge’s open issuance capability to enable enterprises to issue and operate their own stablecoins; and introducing the ability to link stablecoins to bank cards, allowing recipients to spend anywhere in the world.
- Added support for stablecoin receipts in 32 new countries and regions.
- Hold, transfer, and spend stablecoin assets directly from your Stripe dashboard.
- Stablecoins can be transferred to 160 countries, and within the U.S., they can be transferred between Link wallets.
- Announcing that U.S. businesses can now access Stripe’s Crypto Onramp, supporting seamless web and mobile deployment without a UI, custom stablecoin issuance, and simplified KYC for transactions under $500.
- 30 countries and regions can issue personal or corporate stablecoins linked to bank cards, enabling global spending.
- Bridge now supports fiat on-ramps and settlements for the Colombian Peso (COP) and British Pound (GBP), in addition to the US Dollar, Brazilian Real, Euro, and Mexican Peso.
- Bridge supports cross-chain transfer and storage of stablecoins such as USDG, CASH, USDSui, and USDCBL.
- Bridge now supports fund transfers across additional blockchains: Tempo, Plasma, Celo, and Sui.
- Hold, transfer, and grow your stablecoin assets globally with your Privy digital asset account.
- Flexible custody mode: Independently choose custodial or self-custodial options for each wallet.
- Put idle assets to work: Connect to Morpho’s curated DeFi yield vaults to earn passive income.
- One-click command line to set up a wallet for your smart agent, with a dedicated dashboard for real-time tracking of spending activity.
Stripe platform ecosystem
As intelligent agents become foundational components for developers building businesses, Stripe is focusing on three key areas: enhancing platform scalability and programmability through底层 tools such as custom objects; providing stable development, integration, and operational tools for intelligent agents; and introducing a new agent analytics interface to help businesses interpret and implement business decisions.
- Stripe Console is live: an embedded intelligent agent execution environment within the merchant dashboard.
- Custom Objects preview: Build your own business data models and logic within the Stripe system.
- Coming soon: Enable app developers to build full-page, multi-tab custom experiences within the Stripe dashboard.
- Stripe Projects: A one-stop solution for configuring hosting services, databases, authentication, observability, analytics, AI computing power, and the entire development pipeline, with unified billing and management.