Stripe’s Global Payouts service lets eligible U.S. businesses send stablecoins directly to recipients’ external crypto wallets in more than 160 markets, through a public preview that excludes businesses in New York.
Stripe announced the expanded payout reach on Oct. 16. The market figure refers to recipients’ countries and regions, not jurisdictions where businesses can originate stablecoin payouts, according to its product documentation.
The service gives businesses a way to pay third parties without routing the money through a recipient’s Stripe balance. Unlike payouts tied to payment collection through Stripe Connect, the funds go directly from the sender’s financial account to an external wallet, according to Stripe’s comparison of the two products.
Senders need a Stripe Treasury financial account, which may require activation or additional information. They can fund wallet payouts from a dollar or USDC balance, add a recipient’s wallet and choose the destination stablecoin and network. Payouts can be sent through the Dashboard or API.
Wallet payouts support two stablecoins, with networks varying by token:
USDC: Arbitrum, Avalanche C-Chain, Base, Ethereum, Optimism, Polygon, Solana, Stellar and Tempo.
Open USD (OUSD): Base, Ethereum, Solana and Tempo.
The OUSD option follows the token’s Sept. 30 rollout across Stripe, when OUSD on Tempo became its default stablecoin configuration. As previously reported, businesses can still choose alternatives.
Stripe says wallet payouts typically arrive within minutes, although network conditions can delay receipt. Its standard pricing is 50 cents plus 0.5% of the amount per stablecoin payout. A separate platform fee of 0.05% applies to monthly payout volume above $1 million across all payout rails.
How It Differs From Connect
Stripe’s existing stablecoin payouts for Connect remain in private preview for U.S. platforms and marketplaces. That product starts with USDC: the platform keeps its balance in fiat, while Stripe handles conversion. Recipients link a wallet through Stripe’s Express Dashboard, and payouts are limited to individuals and sole proprietors rather than companies or nonprofits.
Global Payouts also supports business recipients. Stripe’s recipient requirements call for an email, a name or company name, and an address for USDC and OUSD wallet payouts.
The different funds flow also changes compliance responsibilities. Stripe says businesses managing customer funds through Global Payouts might need a money-transmitter license; Connect payouts are covered by Stripe’s licensing.