Ripple has partnered with Privy, a Stripe-owned wallet technology provider, to help developers integrate crypto wallets into applications built on the XRP Ledger (XRPL).
The integration will support XRP, Ripple’s RLUSD stablecoin and other network assets. Developers can create wallets and manage transactions within their applications, while users retain the ability to export their private keys and recovery phrases.
XRPL Wallets Target Payments and AI Commerce
RippleX Senior Vice President Markus Infanger said the partnership would help developers build payment services and stablecoin applications on XRPL. He also cited the network’s low transaction costs and fast settlement as potential benefits.
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The integration also supports application-managed wallets for AI agents that hold funds and make payments. Developers can use x402, a protocol that enables software to pay for online services, to support automated transactions.
Privy Plans More Developer Controls
Privy CEO Henri Stern said the integration is designed for cross-border payments and AI-driven commerce. The company also plans to introduce transaction controls that let developers establish payment rules and sponsor network fees.
These features could give developers more control over how applications handle transactions while reducing the costs users face when making payments.
Stripe acquired Privy in 2025, although the wallet provider continues to operate as a separate business.
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