Ripple Integrates GSmart AI Agent into Its $10 Billion-Acquired Treasury Platform

火星财经消息，Ripple has introduced GSmart AI agents into its corporate treasury platform, Ripple Treasury, to monitor corporate cash, risk, and forecasting, and to provide actionable recommendations to finance teams. Ripple Treasury is the GTreasury platform that the company acquired for $1 billion last October. These AI agents cover processes such as liquidity management, forecasting, and reconciliation; upon identifying issues, they recommend responses and reference relevant company policies, though all actions require human approval before execution. Ripple states that financial calculations are performed by deterministic software, while AI is used solely to interpret policies, detect patterns, and explain recommendations to reduce the risk of errors. GSmart was launched prior to Ripple’s acquisition of GTreasury and first went live in June 2025; this update expands its capabilities to additional treasury workflows and introduces a new policy layer called Knowledge Studio, along with the Ask GSmart assistant for querying corporate financial data. Ripple reports that 60% of qualified customers have enabled the Risk Insights feature and 44% use Forecast Insights. The platform now supports the simultaneous management of both traditional and digital assets.