According to CoinTelegraph, a European Central Bank survey found that only 0.2% of online merchants in the eurozone accept cryptocurrency payments, with acceptance at physical point-of-sale terminals below 1%, showing almost no growth between 2024 and 2026; during the same period, mobile payment acceptance rose from 36% to 68%, while cash acceptance remained steady at 92%. The survey covered 8,205 businesses across 21 eurozone countries, with the European Central Bank stating that consumer preference is the primary factor influencing merchants' choice of payment method, accounting for 26%.
ECB Report: Crypto Payment Adoption in the Eurozone at 0.2%, Far Below Mobile and Cash
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Summary
The European Central Bank (ECB) reported that crypto adoption in the eurozone remains low, with only 0.2% of online merchants and fewer than 1% of physical point-of-sale terminals accepting crypto payments. Between 2024 and 2026, blockchain adoption saw minimal change, while mobile payments rose from 36% to 68%. Cash remained dominant at 92%. The survey included 8,205 businesses across 21 countries, with consumer preferences cited as the primary factor at 26%.
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