Coinbase Launches AI-Powered Crypto Wallet Tool Payments MCP

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Citing Criptonoticias, Coinbase, the largest U.S. bitcoin and cryptocurrency exchange, has launched Payments MCP, a tool that allows AI agents to create and manage crypto wallets, make payments, and execute transactions without direct human intervention. Developed by Coinbase Developer Platform, the integration connects language models like Claude, Gemini, and Codex with the crypto economy via the x402 protocol. Payments MCP functions as an access layer, enabling agents to operate with stablecoins, create email-based accounts, and perform basic operations through a user-friendly interface. The system includes features such as spending limits, permission management, and local security functions. Coinbase aims to integrate AI agents into the digital economy under the concept of agentic commerce, where AI not only processes information but also acts in the global economic environment. The protocol allows these models to securely access external services like wallets or payment gateways, reducing friction between AI tools and decentralized finance.

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