On February 11, 2026, Coinbase announced the launch of Agentic Wallets, a wallet specifically designed for AI agents.
What are Agentic Wallets?
Agentic Wallets aim to empower AI agents with the fundamental ability needed for their next evolution: independently holding and managing funds.
Back in November 2024, Coinbase launched AgentKit, but there is a fundamental difference between AgentKit and Agentic Wallets. AgentKit is designed to embed wallets into agents and requires custom integration by developers. In contrast, Agentic Wallets provide a plug-and-play solution to quickly equip any agent with a wallet.
In short, AgentKit was previously a toolkit for AI Agent developers, enabling them to build wallets directly into their Agents. Now, in an era where anyone can quickly launch their own AI Agent, everyone can install a wallet into their Agent by simply running a few commands—just like adding a new skill. In Coinbase’s words, “it takes less than two minutes.”
Complex on-chain operations are abstracted by Coinbase into Skills that can be installed on Agents and executed with simple commands. Agentic Wallets enable Agents to perform identity verification, send and receive funds, make payments, execute trades, and earn yield (through Yield Farming or LP).
To prevent AI Agents from depleting funds rapidly due to excessive autonomy, Agentic Wallets offer programmable spending limits, including maximum spending per session, per-transaction caps, private key isolation protection, and high-risk transaction screening and blocking.
Supported assets are based on the Base chain. To ensure that Agents active on Base do not have their actions interrupted due to insufficient gas fees, Agent actions on Base require no gas fees.
Why is Coinbase doing this?
Coinbase's ambition is clear—to make the Agent economy happen on Base.
The persistent challenge for AI agents has been that while they can help analyze markets, provide investment recommendations, and identify arbitrage opportunities, they lack identity, accounts, and wallets—so they can only offer suggestions to humans and cannot execute actions autonomously, like a "brain without hands."
Once agents are able to hold and manage funds, entirely new financial applications and even ecosystems will emerge. Coinbase outlines several possibilities for new applications that could arise on-chain:
- Agent-Driven DeFi: Let agents monitor cross-protocol yield farming, autonomously manage liquidity positions 24/7, and execute trades on Base, based on human-defined permissions and risk controls. Humans can rest easy, leaving the monitoring to the agents.
- Agent Trade: Agents autonomously purchase computing resources, access premium data streams, and pay associated fees using the x402 protocol, creating a truly self-sustaining Agent economy.
- Agent Business: Enables Agents to participate in the creator economy by paying other Agents or users, and even tokenizing content they generate.
Multi-chain Agent operations: Although the Agent's wallet is on Base, it can autonomously manage and execute strategies across multi-chain positions.
By lowering the barrier for ordinary users to install wallets for Agents, combining with the steadily developing payment protocol x402, and offering Agents gas-free incentives, Coinbase has already laid the initial groundwork for its ambitions. While it’s difficult to predict today what groundbreaking innovations the Agent economy may bring in the future, for degen traders, this is undoubtedly the next big narrative to pay attention to starting now.
Shortly after Coinbase announced the launch of Agentic Wallets, Solana quickly followed suit, retweeting lobster.cash, a self-hosted AI agent payment solution on Solana developed by Crossmint, which serves a similar core function to Agentic Wallets—enabling agents to possess autonomous wallets capable of managing and operating assets independently.
The new war around the on-chain economy of agents has already begun.
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