HUMA is the native utility and governance token of Huma Finance, the world’s first “PayFi” network designed to enable real‐time global payments using on-chain liquidity. Unlike traditional payment rails, Huma Finance leverages stablecoins and decentralized finance (DeFi) primitives to settle cross-border transactions 24/7 without pre-funding or capital lockups. HUMA tokens power every aspect of the protocol—from paying transaction fees and incentivizing liquidity providers to governing protocol upgrades and ecosystem grants. By combining payments and DeFi, Huma Finance aims to unlock institutional-grade yields for corporates, financial institutions, and retail users alike, with HUMA at the core of its on-chain settlement and governance layers.
Huma Finance Price
(HUMA)
$0.0226660.00%(5m)
Huma Finance Live Price Data
The live price of Huma Finance is 0.022666, with a total trading volume of 4612206 in the last 24 hours. The price of Huma Finance changed by +5.08% in the past day, and its value has increased by +1.01% over the last week. With a circulating supply of 3.26B HUMA, the market cap of Huma Finance is currently 73530950.53754962739123289000 , marking a +5.08% increase today. Huma Finance currently ranks #283 in market cap.
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Note: This data is for reference only.
HUMA(HUMA) Profile
Rank283
--- ATH
- $0.06927112
- Price Change (1h)
- -0.20%
- Price Change (24h)
- +5.08%
- Price Change (7d)
- +1.01%
- Market Cap
- 24h Volume
- Circulating Supply
- 3.26B
- Max Supply
- 10B
About Huma Finance
What Is HUMA Crypto?
How Does HUMA Work?
Huma Finance operates as a permissionless layer on top of public blockchains (initially Solana), facilitating instant liquidity and programmable payment flows. When a user or institution initiates a payment, the protocol taps on-chain liquidity pools (backed by stablecoins) to “front” the transaction immediately. Under the hood, smart contracts automatically settle the underlying receivables or credit obligations later, while liquidity providers earn fees for their capital contribution. HUMA token holders can stake their tokens to participate in on-chain governance—voting on parameters like fee rates, incentive distributions, and new asset listings. The protocol also distributes additional HUMA to liquidity‐providing strategies and ecosystem partners to bootstrap network growth and ensure deep liquidity.
History of HUMA Coin
Huma Finance was founded in 2022 with the vision to marry DeFi credit markets and real-world payments. In Q1 2023, the project secured a $8.3 million seed round led by ParaFi Capital, Circle Ventures, and other strategic investors. A subsequent $38 million Series A closed in September 2024, attracting distributed global funds and bringing total capital raised to over $46 million. In early 2025, Huma Finance launched its mainnet beta on Solana, rolled out its first PayFi products, and conducted community programs to distribute HUMA via launchpools and airdrops. By May 2025, HUMA had gone live on leading exchanges and begun onboarding institutional partners for cross-border payments.
What Is HUMA Token Used for?
HUMA serves multiple critical functions within the Huma Finance ecosystem:
Payment & Settlement: Covers protocol fees for instant, on-chain payment settlement.
Staking & Governance: Stake HUMA to propose and vote on governance decisions (e.g., fee structures, asset listings).
Liquidity Incentives: Rewards liquidity providers in HUMA for bolstering payment pools.
Ecosystem Growth: Allocates HUMA grants to developers building PayFi integrations and tools.
Protocol Incentives: Underpins yield strategies that bridge DeFi credit markets with real-world receivables.
This multi-role design ensures HUMA remains in constant circulation, aligning token utility with network growth and security.How to Earn HUMA Tokens?
You can accumulate HUMA in several ways:
Staking: Lock HUMA in the protocol’s governance module to earn a share of network fees and vote on key upgrades.
Liquidity Mining: Provide stablecoin or HUMA liquidity to PayFi pools on Solana or partner DEXs to earn trading fees plus bonus HUMA rewards.
Launchpool Farming: Stake assets on supported launchpool platforms (e.g., Binance Launchpool) during promotional periods to farm HUMA allocations.
Community Campaigns & Bounties: Participate in Galxe quests, hackathons, or bounty tasks (e.g., blog posts, social engagement) to earn HUMA points redeemable for tokens.
Airdrops: Qualify for official HUMA airdrops by completing eligibility checkpoints and on-chain activities.
What Is HUMA Tokenomics?
HUMA’s economic model balances token distribution, incentives, and long-term network sustainability:
Total & Max Supply: 10 billion HUMA tokens.
Initial Circulating Supply: ~1.73 billion (17.3%).
Airdrop Allocation: 5% of total supply distributed to early adopters.
CEX & Marketing: 7% allocated for exchange listings and promotional activities.
Market-Making & Liquidity: 4% reserved to ensure healthy on-chain liquidity.
Protocol Treasury: 1% set aside for future ecosystem funding.
Launchpool Rewards: 2.5% via Binance Launchpool, with additional marketing batches.
Vesting & Unlocks: Strategic partners and institutional LPs subject to vesting schedules to prevent large-scale dumps.
This allocation ensures broad community participation, deep liquidity, and resources for ongoing development.How to Claim the HUMA Airdrop?
Prepare a Compatible Wallet: Use a Solana wallet (e.g., Phantom, Solflare) and secure your seed phrase.
Check Eligibility: Visit the official HUMA airdrop portal (claim.huma.finance) during the eligibility window starting May 24, 2025.
Connect Your Wallet: Authorize the portal to read your wallet address—never share private keys.
Complete Required Tasks: Fulfill on-chain activities or social tasks specified (e.g., minimal wallet balance, following Huma’s X account).
Claim During Window: Eligible users can claim their HUMA allocation from May 26 to June 26, 2025.
Stay Informed: Follow Huma Finance’s official channels for announcements on future airdrop seasons and snapshots.
Always verify you’re on the genuine airdrop site to avoid phishing risks.
FAQ
How much is 1 Huma Finance (HUMA) worth?
KuCoin provides real-time price updates for Huma Finance (HUMA). Huma Finance price is affected by supply and demand, as well as market sentiment. Use the KuCoin Calculator to obtain real-time HUMA to exchange rates. Q: Is HUMA a Good Investment?
Whether HUMA is a “good” investment depends on your personal risk tolerance and research. HUMA powers a novel PayFi network that targets real‐time, 24/7 global payments using on-chain liquidity—an area with strong institutional and retail interest as DeFi seeks real-world use cases. However, like all crypto assets, HUMA’s price may be volatile, influenced by broader market sentiment, PayFi adoption, and protocol milestones (e.g., mainnet launches, partnership announcements). Before investing, consider the project’s fundamentals—team expertise, token utility, ecosystem growth—and balance potential rewards against risks. Always diversify, set clear investment goals, and never allocate more than you can afford to lose.
Q: What Is HUMA Price Prediction?
Long-term price outlooks for HUMA generally hinge on the protocol’s ability to onboard payment institutions and liquidity providers, as well as broader DeFi and stablecoin trends. Positive catalysts—such as deep liquidity pools, high on-chain transaction volumes, or major integrations—could support upward momentum, while delays in product launches or tightening crypto markets could exert downward pressure. Because the space evolves rapidly, treat any forecast as speculative guidance rather than a guarantee, and revisit multiple analysis sources periodically to stay informed.
Q: Is HUMA an ERC-20 token?
No. HUMA is issued on the Solana blockchain according to the SPL (Solana Program Library) token standard, not Ethereum’s ERC-20. While SPL and ERC-20 share many functional similarities (transfer, balance queries, etc.), HUMA transactions settle on Solana’s high-throughput, low-fee network—offering faster and cheaper payments compared to Ethereum-based tokens.
Q: Can I Stake HUMA Tokens?
Yes. You can stake HUMA both through official DeFi programs (e.g., Launchpools on major exchanges) and future on-chain governance/staking modules once fully live. For example, Binance users could farm HUMA by staking BNB, FDUSD, or USDC in its Launchpool, earning HUMA rewards proportional to their staked assets. As the PayFi network matures, on-protocol staking will allow HUMA holders to secure the network, participate in governance, and earn a share of protocol fees.
Q: Is HUMA Open-Source?
Absolutely. Huma Finance maintains its smart contracts and core protocol code in public GitHub repositories under permissive licenses. For instance, the “huma-contracts” repo hosts EVM-compatible contract code (AGPL-3.0) for audit and community contribution, and the broader “huma-monorepo” aggregates frontend, backend, and tooling modules for the protocol. This transparency invites developers to review, fork, or contribute, reinforcing Huma’s commitment to open collaboration.
What is the all-time high price of Huma Finance (HUMA)?
The all-time high price of Huma Finance (HUMA) is 0.07. The current price of HUMA is down 67.28% from its all-time high.
What is the all-time low price of Huma Finance (HUMA)?
The all-time low price of Huma Finance (HUMA) is 0.01. The current price of HUMA is up 105.02% from its all-time low.
How much Huma Finance (HUMA) is there in circulation?
As of 7 19, 2026, there is currently 3.26B HUMA in circulation. HUMA has a maximum supply of 10B.
How do I store Huma Finance (HUMA)?
You can securely store your Huma Finance in the custodial wallet on the KuCoin exchange without having to worry about managing your private keys. Other ways to store your HUMA include using a self-custody wallet (on a web browser, mobile device, or desktop/laptop computer), a hardware wallet, a third-party crypto custody service, or a paper wallet.