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Passive Income Stack August 2026 Summary: three @upshift_fi vaults (earnXRP, MXRPY, Clearstar Yield Vault). Spectra fixed-rate PTs. GamiLabs MetaVault. Firelight stXRP. Morpho RLUSD borrowing. Derive covered call premium. RLUSD's Mastercard integration backing the stablecoin. Eight passive income paths from one asset. 💰

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