Starting fresh in defi shouldn't mean starting fresh with your financial reputation someone might have years of responsible banking history but none of that really matters when they move onchain most protocols only see what's happening in a wallet not the financial journey behind the person and asking users to expose private financial records isn't the answer that's why the zkTLS direction from @zerufinance is worth watching it could allow users to prove selected parts of their financial history without handing over the actual data combine that with onchain activity and zScore has the potential to build a more complete picture of financial credibility i think this is one of the missing pieces in defi we need a way to bring real world trust onchain without bringing all our private information with it