The $XRP price ladder nobody is prepared for: $1.50 — “It’s going nowhere.” $3 — “I’ll wait for a pullback.” $5 — “I missed it.” $10 — Retail FOMO begins. $100 — Institutional utility becomes impossible to ignore. $1,000 — The market starts pricing $XRP as financial infrastructure. $10,000+ — Global liquidity becomes the conversation. The higher $XRP climbs, the more people will call it “too expensive.” Then they’ll buy it higher. Most won’t understand the shift before it happens. They’ll understand it AFTER it happens.