Just finished recording an interview with @tomlombardi from Cicada Partners on the currently up for vote XRP Ledger Lending Protocol: credit reality, who the borrowers are, DeFi, over- and uncollateralized loans, and more. XLS-66 is not over-collateralized and that’s how basically all TradFi credit is originated. Let's the XRP Ledger sit in the middle between TradFi expertise/capital and on-chain distribution. Learned a lot about the credit risk profiles he sees, the borrowers, the opportunities, and how much truth there actually is behind “Where does the yield come from?” Will post it soon 👏
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