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What's happening on-chain while price falls: • Wallets holding 10K+ XRP hit a record 332,230 addresses • 25M+ XRP moved OFF exchanges recently • Exchange balances down 57% to 1.7B tokens That's accumulation. Not panic. Downside targets to watch if BTC continues lower: • $1.00 — next major psychological level • $0.88–$0.82 — primary accumulation target • $0.65–$0.45 — deep flush zone (tail risk, BTC below $50K scenario) Patience here could define the next cycle for you.

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