XRP Ledger Celebrates 14 Years Since 2012 Launch Launched on June 2, 2012, by David Schwartz, Jed McCaleb, and Arthur Britto, the ledger settled transactions in seconds for pennies, powering cross-border payments through Ripple. It weathered SEC lawsuits—resolved mostly in its favor by 2023—and now hosts over $3 billion in tokenized real-world assets, Ripple's RLUSD stablecoin with $1.7 billion market cap, and U.S. spot ETFs drawing $1.5 billion. While XRP trades at $1.26 with a $78 billion market cap, community voices mix birthday cheers with price frustrations, yet highlight partnerships like J.P. Morgan and rising transaction peaks.
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