I keep seeing people treat XRPL's public ledger as just a technical detail. It's not. It's the whole point. Every trustline, every token, every issuer account, it's all sitting there on-chain, readable by anyone. No whitepaper needed. No promises required. The ledger just tells you the truth. Building Rhyzlo forced me to actually sit with this. I'd pull on-chain data for a token and find accounts created three days ago, freeze flags still enabled, whale wallets holding 80% of supply. None of that required insider access. It was just... there. Open. The counterargument I hear is that transparency doesn't stop scams. Fair. But it changes the cost of running one. When the evidence is public and permanently on-chain, the burden shifts. Scammers hate that. Most chains claim transparency. XRPL actually delivers it at the base layer, not bolted on later. That's rare. And for anyone serious about protecting themselves on-chain, that openness isn't a nice-to-have. It's the foundation everything else builds on.