💸 Are Stablecoins Really the Cheapest Way to Send Money? A recent Bank of Italy study suggests the answer isn't always yes. Researchers found that stablecoin remittances can cost up to 9% in some payment corridors-not because of blockchain transaction fees, but due to fiat on- and off-ramp costs when converting between traditional currencies and stablecoins. The report highlights an important reality: while blockchain transfers themselves are often fast and inexpensive, the biggest expense still comes from entering and exiting the crypto ecosystem. As adoption grows and payment infrastructure improves, these costs could decline. For now, efficient fiat integration remains one of the biggest challenges for global stablecoin payments.