One of the very useful dApp coming up in Interlink Network ( $ITLG, $ITL ) is the ITL Vault. ITL Vault (also called ITL Collateral Vault) is a collateral-based borrowing dApp in the InterLink Network ( $ITLG , $ITL ) ecosystem. It lets $ITL holders borrow $USDT by locking $ITL as collateral, so they can access liquidity without selling their tokens. How it is designed to work: 。Users select a fixed-term loan plan, enter the desired USDT amount, and choose how much $ITL to collateralize. 。The system calculates Loan-to-Value (LTV). New loans are limited to a maximum initial LTV of 30% (strictly blocked above that). 。Eligible requests go into a pending state for manual approval by the dApp owner. 。Once approved/confirmed, the user has a short window (e.g., 30 minutes) to lock the $ITL in a smart contract (on-chain lock, not transferred to a private team wallet). 。After review/disbursement, the user receives USDT. 。The user later repays the borrowed USDT plus fees to unlock and reclaim the collateral. Planned launch plans/fees (fixed-fee terms + origination fee): 30-day: 1.5% fixed fee 60-day: 3% fixed fee 90-day: 4.5% fixed fee Plus a 1% loan origination fee on the USDT borrowed. Collateral valuation initially uses OTC pricing (with plans for a decentralized oracle later). LTV zones are monitored (e.g., safe below ~50%, with higher zones for warnings/liquidation risk). The design aims for conservative risk management: on-chain transparency for the lock + manual review for disbursements. Benefits for Interlink Network: ITL Vault strengthens the ecosystem by giving $ITL real utility as collateral for borrowing, which reduces pure sell pressure, creates sustained demand for the token through practical DeFi use cases, and helps position InterLink as more than a mining or identity network—turning it into a functional liquidity and financial layer that supports everyday transactions, small businesses, and interconnected dApps while reinforcing the overall value proposition of the human-centric blockchain. Benefits for the borrower: Users can unlock $USDT liquidity by locking $ITL as collateral without selling their tokens, retain full ownership of their $ITL (which is returned after full repayment plus fixed fees), access flexible short-term funds for daily expenses, shopping, business needs, or emergencies under conservative 30% max initial LTV rules and clear fixed-term plans, and benefit from on-chain collateral locking that prioritizes transparency and risk buffers. Note: Please refer to @ITLvault and @inter_link for latest information. #Interlink #ITLG #ITL @ITLvault #ITLVault