i know you love stablecoins like USDŦ but let me tell you a story from two angles a) the stablecoin + @utexocom angle b) the Romanian (and EU) banking angle + why & how this system works under the hood btw - with the current rails at point b), the same transfer can arrive in 10 seconds or wait through the weekend until monday ------------------------ first, let's start with some context → romania is an eu member → but it does not use the euro (as national fiat) → its currency is the romanian leu: ron $1 = 4.5 ron atm ------------------------ we romanians call a bank transfer an: literally: → a payment order you give to the bank when two banks are involved, the instruction usually enters romania’s interbank infrastructure this cross bank infrastructure is powered by something called ------------------------ transfond is not a bank → it owns and operates (it's not the @SentientAGI token lol) → it powers romania’s clearing house for lower-value interbank payments • sent processes roughly 95% of the country’s interbank payment instructions ------------------------ sent provides two very different experiences: experience 1⃣ - instant payment • available 24/7/365 • maximum 10 seconds AND experience 2⃣ - the standard payment • processed in batches • only on banking business days • 3 settlement sessions per day ------------------------ [ what this translates to in reality ] let's take sending money on friday night → if both banks support instant payments = it can arrive in seconds → if it goes through the standard rail = it may wait until the next business day @Utexoasia @birk1907