The European Central Bank wants to change the rules around stablecoins. Under MiCA, issuers currently have to keep 30% of their reserves in bank deposits — or 60% for major issuers. The ECB and EU national central banks are now proposing to remove that requirement. Instead, they want part of the reserves held in assets that can mature quickly — within 1 to 5 working days. Why? The ECB argues that massive stablecoin reserves sitting in bank deposits could change banks' funding structures and make them more vulnerable to sudden outflows. And here's the interesting part. Stablecoins started as a tool for crypto traders. Now central banks are debating how stablecoins should interact with the banking system itself. Crypto → banks → regulators. Stablecoins are clearly becoming much bigger than crypto. #Crypto #Stablecoins #USDC #MiCA #EU #girls