Stablecoin adoption shouldn’t be measured only by how much value moves on-chain. A more practical question is: Can users actually spend that value without going through a long off-ramp process first? That’s where products like BenPay Card matter — connecting stablecoins with everyday payment scenarios, from digital subscriptions to global merchant spending. For PayFi, the card is not the end product. It is the interface between on-chain liquidity and real-world utility.
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