source avatarNick Research

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➥ @virtuals_io has 45,549 agents operating through what increasingly looks like an agent neobank i went through the EconomyOS stack expecting another layer for launching and trading agent tokens the actual product is much broader - non-custodial multi-chain wallet - virtual card for real-world payments - dedicated email and OTP handling - compute payments with automatic top-ups and limits - optional token that sends trading fees back to the agent - payroll and payment infrastructure current activity is already meaningful with 45,549 unique agents, 1.48M jobs completed and 2.27M USDC in rev this is the part that changed how I look at @virtuals_io for an agent to become a real economic participant, it needs an identity, an account, permission controls, income and a way to spend that income EconomyOS puts those functions inside one system then @vPay_Global connects agent assets to Visa spending, earlier public numbers showed - ~3,500 users, 5,000+ cards issued - $6M+ spent and 43K+ transactions those figures include broader vPay users, so I would not present them as pure agent adoption still, the payment infra is already operating other projects cover individual parts of this market: - x402 handles HTTP-native payments - AP2 focuses on purchase authorization - @crossmint serves agent wallets and shopping - @MetaMask Agent Wallet targets autonomous DeFi - @Nevermined_ai focus on agent-to-agent identity and payments Virtuals is assembling wallet, identity, revenue, compute and real-world spending around the same agent ecosystem that creates a stronger economic loop inside Virtuals, although it also makes the system more eco-dependent i’m now watching revenue per agent, repeat jobs, card spending and how much agent income stays within EconomyOS the more important Virtuals thesis may be the financial infra behind those agents

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