How Rise Leverages Arbitrum to Power Global Payments at Scale Building Global Payroll for a Borderless Workforce Modern finance and operations teams face a clear challenge when paying employees and partners across borders: ensuring deep liquidity, minimal latency, and low transaction costs. Rise is addressing this challenge by building a unified global payroll infrastructure designed to deliver compliant, instant payments, anywhere in the world. At the core of Rise’s platform is native stablecoin support. Businesses can fund payroll using USDC or USDT, while recipients withdraw in the stablecoin that best fits local market realities. In practice, USDC dominates usage across the US, Europe, and much of APAC, while USDT is more widely adopted across LATAM, Africa, and parts of APAC. This flexibility ensures payments move in the most efficient and accessible way possible. Why Arbitrum Matters To scale global payment rails, cost and speed are non-negotiable. Rise integrated Arbitrum One to take advantage of its high throughput, low fees, and strong security model. Arbitrum’s design enables fast settlement at a fraction of Layer 1 costs, an essential requirement for high-volume, recurring payroll payments. Beyond performance, liquidity is critical. As of December 2, 2025, Arbitrum One held approximately $8.82B in stablecoin market cap, including about $6.6B in USDC (USDC + USDC on Hyperliquid) and $984M in USDT. The resulting asset mix, roughly 80% USDC and 12% USDT, creates an ideal environment for stablecoin-based global payouts at scale. How Rise Uses Arbitrum in Practice By running stablecoin payments on Arbitrum One, Rise enables: - Faster settlement for cross-border payroll - Significantly reduced transaction fees - Access to deep, on-chain stablecoin liquidity - Seamless funding and withdrawals in USDC and USDT This infrastructure supports real-world usage at meaningful scale. Across all rails, fiat and multiple blockchains, Rise has processed over $1B in lifetime volume, with $700M in the last 12 months alone. The funding and withdrawal patterns highlight evolving user behavior: Deposits: 30% crypto / 70% fiat Withdrawals: 40% crypto / 60% fiat This reflects a clear trend, businesses fund payroll from the most convenient source, while recipients increasingly choose stablecoins as a low-friction, globally liquid exit rail. Key Takeaway The combination of stablecoins and scalable Layer 2 infrastructure is no longer experimental, it is powering real payroll, real businesses, and real people worldwide. Rise’s integration with Arbitrum demonstrates how high-performance blockchain rails can underpin compliant, global financial operations at scale. Follow for more insights on on-chain payments and global finance, and explore what’s being built on @arbitrum to understand the future of scalable payments.