Here's the catch most people miss. A $5,000 crypto loss doesn't mean you get $5,000 back from the taxman. In our US example, the potential benefit is roughly $660–$1,100, depending on how the loss is used. Would you realise a loss now or wait for HBAR to recover? 00:00 A loss on your HBAR is worth a slice at tax time 01:04 The bag: 50,000 HBAR bought a year ago 02:03 US rules: how a crypto loss is used 03:02 US worked example: single filer, 2026 04:53 Holding period: long-term from 16 October 06:13 Wash sales: can you sell and buy straight back? 06:53 H.R. 10357 and the wash-sale rule 08:42 UK rules: gains, allowance and loss relief 09:38 UK worked example: what the loss saves 11:18 The UK 30-day rule 13:01 What selling and rebuying costs 14:39 The case against selling for tax 16:13 What to watch: H.R. 10357 and key dates 17:25 The UK allowance cut and the closing summary 18:12 Closing and next video