Not every dollar sitting in an account needs to follow the same path. That's an interesting angle behind @grvt_io approach to earning on idle capital. GRVT offers two different earning options: • Regular Earn with a 3.5% APY • High Yield Earn with a target of up to 11% APY What separates the second option is its exposure to multiple income sources, including invoice financing, tokenized fixed income assets, crypto credit and market neutral strategies. There is also an allocation limit: each strategy is capped at one third of the vault. I think the bigger question here is not how attractive the advertised APY looks, but whether these different sources can continue producing returns when financial conditions change. Higher yield always deserves closer attention to risk, and the 11% figure is a target rather than a guaranteed outcome. Interesting model. Now the execution matters.