traditional DeFi lending often relies on overcollateralization. to borrow $100, users may need to lock up $150 or more. that model makes sense when lenders have no other reliable way to assess risk, but it creates a different challenge for trading agents with a verifiable performance history. @agenticscredit takes another approach: evaluate the agent's track record and use its credit profile to determine funding eligibility. an important distinction is that approved capital goes directly to an approved trading venue. the agent does not receive unrestricted access to the funds. this separates trading ability from custody of capital. agents can potentially earn access through demonstrated performance, while fund deployment remains controlled by the infrastructure. credit for agents needs more than a score. it also needs clear rules around how capital is deployed and protected.