Only leave money in a bank that you can afford to lose! Only leave Bitcoin on an exchange that you can afford to lose! Only tell your wife how much you want to spend! Funny how we perceive risk. We trust banks because they’re regulated. We trust exchanges because they’re convenient. We trust our wives because… well, some risks are worth taking. But here’s the thing. Risk isn’t binary. You don’t have to choose between trusting someone completely and trusting nobody at all. Bitcoin held in collaborative security changes the equation. No exchange holding your Bitcoin. No single person controlling it. No single lost key that can cost you everything. You retain control, with independent parties providing resilience and recovery. As for the wife? That’s a different kind of multisig negotiation.