How should one navigate global markets? ADP’s Chief Economist, Nela Richardson, shared insights on investing during a panel discussion. Nela Richardson: “What matters isn’t when you enter the market, but how long you stay in it. If you can start doing this at a younger age, you can build wealth over time. I also believe in selective bets—especially if you’re young enough to afford taking on some risk, there are compelling opportunities worth considering for your investment portfolio. Even if you don’t own a home, you can apply the same consistency and discipline in the stock market. This strategy is called dollar-cost averaging. You allocate a fixed amount of money each month to invest in a broad portfolio of mutual funds, stocks, or bonds. I truly believe in dollar-cost averaging.”