one of the biggest misconceptions in bitcoin is that custody should be free, or close to free but "you get what you pay for" is as true in bitcoin as anywhere else in life yes you can buy a $100 hardware wallet and hold it yourself, but the coldcard exploit just showed us that if done incorrectly, the cost of your custody solution wasn't $100, it was all the bitcoin all the device on the other hand, most exchanges and custodians don't believe that people will pay for custody. They give custody away for free and rely on trading fees, spreads, lending etc for revenue. This is a vestige of tradfi where custody is far less important, where the digital record can't be lost in the same way that bitcoin can be but in bitcoin, custody is paramount since it's a bearer asset without bailouts. what is it worth to you to ensure that you always have access to your bitcoin? Especially if it's a material % of your net worth? what is it worth to ensure that your wife and kids will inherit your bitcoin? You can leave a treasure map for them and hope they get it, or pay for a custody solution which gives everyone the peace of mind that the transfer will indeed occur if bitcoin is a large % of your wealth or most of it, it's worth searching for and then investing in the best custody solution that you can find that's Onramp. It starts at $100/month and we serve individual holders and their families, from those starting out to the whales and everyone in between