Accepting low single digit returns on your long term capital is a guaranteed way to let inflation destroy your wealth. Using the basic Rule of 72, capital parked in a lazy 3% savings account takes a massive 24 years just to double in nominal value, meaning it is aggressively losing purchasing power every single day. Shifting that exact same money into an asset class yielding a steady 10% drops that doubling time down to just 7.2 years. The structural gap between traditional fixed income instruments and growth oriented assets completely changes your net worth over a decade. Stop keeping your long term capital in lazy, low yielding accounts under the illusion of safety; the real risk is running out of money in old age. #Investing #AssetAllocation #WealthBuilding