The Pattern Day Trader (PDT) rule is officially gone as of June 4, 2026. The SEC/FINRA change eliminates the $25,000 minimum equity requirement, in place since 2001 after the dot-com crash, and the 4-day-trades-in-5-days limit. Margin accounts now need only the standard $2,000 minimum to day trade US stocks freely under real-time risk-based margin rules.

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