A lot of people in their 20s make their first real money here and immediately switch into preservation mode. I get the instinct, but sometimes I think it shows up too early. If you are still young, with time on your side, no major responsibilities, and enough room to recover from mistakes, going fully defensive the moment you touch money can be its own kind of mistake. This is still one of the most asymmetric arenas of this decade. And if you really believe that, then your biggest edge is not acting like life is already over at 25. There will be a time for protecting capital more aggressively. But for a lot of people, that time probably comes after they have actually built something meaningful, not the second they taste their first win. I still think your 20s and 30s are the years where taking bigger swings makes the most sense. Not blindly. Not stupidly. But with enough courage to understand that playing too small too early can cost more than failing.