The SMSF question nobody asks: what does it actually cost to run? Typical ranges I've seen: Setup: $1,500-3,000 (corporate trustee structure) Annual audit: $1,500-2,500 Admin/compliance: $2,000-3,000/year Total ongoing: roughly $4,000-5,500/year Whether that makes sense depends on your balance, your tax situation, and your investment goals. For some people the tax differential more than covers the costs. For others it doesn't stack up yet. The point isn't that everyone should have an SMSF. It's that most people never run the numbers because they assume it's too complicated or too expensive to even explore. Talk to an SMSF specialist who understands digital assets. Not a generalist accountant. Not a crypto influencer. A qualified professional who can assess your specific situation. General information only. Not financial advice.