Morgan Stanley just launched a spot Bitcoin ETF. Not a partnership. Not a white-label. Their own product. Ticker MSBT. Lowest fee in the market at 0.14%. 16,000 advisors. $9.3 trillion in client assets. $34 million in day-one inflows. A CFA telling you: when the largest wealth management network in America issues its own Bitcoin product, that is not speculation. That is infrastructure.
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