The AAVE incident is serious. Not only are users facing major difficulties withdrawing funds, with stablecoin pool utilization nearing 100% (6 billion USDT currently inaccessible), but further declines in ETH could trigger additional liquidation risks. More importantly, it has shaken the foundational trust in DeFi, delivering a significant blow to the industry. The $10,000 I deposited in Buidlpad is through the Native protocol, partnered with native_fi. This time, it was unaffected, but for safety, I’ve just requested a withdrawal—full availability requires a 3-day cooling period. This is exactly what I mean by the severe impact on confidence in DeFi. In DeFi pooled lending, you deposit ETH to earn yield, but you don’t know which specific assets are backing your position. If low-quality collateral liquidates, the entire pool is affected—risk is determined collectively by the pool. @TermMaxFi uses isolated single-collateral markets, where each market is backed by only one asset. You clearly understand the risk you’re taking. Plus, we offer fixed rates, no funding gaps, instant withdrawal, or one-click rollover to Morpho. You only bear the risk you choose.