Some influential voices in the XRP community believe its current price severely understates its long-term potential, especially when compared to what has recently happened in traditional hard assets.
Chad Steingraber, a widely followed figure in the XRP community, stirred conversation about XRP’s future after gold and silver posted their strongest annual gains since 1979. According to Steingraber, XRP doesn’t just compete with metals; it dwarfs them.
XRP vs. Metals
Steingraber wrote that XRP will “obliterate metals by 10x,” pointing to silver trading above $80 after a 150% surge that elevated its market value above $4.4 trillion.
Gold rose roughly 60–70% to above $4,500, marking its strongest year since 1979. This all-time high price pushed gold’s valuation beyond $30 trillion.
Notably, gold and silver delivered these historic returns amid inflation fears, geopolitical risks, central bank accumulation, and declining trust in fiat currencies.
Looking ahead to 2026, major banks expect this momentum to continue. J.P. Morgan sees gold rising above $5,000, while silver forecasts range from $95 to $110, with higher prices possible if supply shortages persist.
How High XRP Could Reach Following Gold and Silver
The question many crypto investors are now asking is how XRP could perform when its breakout occurs. According to Steingraber, XRP could stage price rallies many times larger than those seen in metals.
XRP has a circulating supply of roughly 60.6 billion tokens. At a price of $1.90 today, its market capitalization sits at around $115 billion, well below assets like gold or even silver.
That gap is what fuels bold long-term projections.
XRP will obliterate metals by 10x
TRUST⏰ https://t.co/CrgJVLoQPw
— Chad Steingraber (@ChadSteingraber) December 27, 2025
Scenario 1: XRP Equals the Size of the Silver Market
At a current price of roughly $74 per ounce, silver’s total market value stands at about $4.17 trillion. If XRP were simply to match a silver-sized market:
$4 trillion ÷ 60.6 billion XRP
XRP price: roughly $65–$70
That alone would represent more than a 30x move from current levels — without XRP “obliterating” anything.
Scenario 2: XRP at 10x the Silver Market
This is where Steingraber’s claim comes into focus. If XRP were at 10 times silver’s market size, or roughly $40 trillion:
$40 trillion ÷ 60.6 billion XRP
XRP price: around $650
At this level, XRP would rank among the most valuable financial networks on the planet, rivaling major global settlement systems.
Scenario 3: XRP at 10x Gold’s Market Value
At press time, gold is trading near $4,410, with an estimated above-ground value of about $30 trillion. If XRP were to “obliterate metals” by reaching 10 times gold’s value:
$300 trillion ÷ 60.6 billion XRP
XRP price: roughly $5,000
While this price outlook is undeniably bold, some in the XRP community have forecast even more ambitious targets, such as $10,000. This scenario assumes XRP evolves into a global liquidity backbone, handling settlement, reserves, and cross-border value at scale. Many, however, view this outcome as unrealistic.
In Sum
At $1.90, many proponents argue XRP is cheap and undervalued. They stress that when viewed through the lens of global value storage and settlement, comparisons to metals dramatically change the scale of the conversation.
Ultimately, whether XRP ever reaches silver-sized, gold-sized, or “10x metals” valuations remains theoretical. Still, supporters insist that if XRP truly fulfills a global financial role, today’s price would not even be in the same universe as its long-term ceiling.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.