XRP Ledger to Auto-Remove NFT Junk, Patch Lending Bugs by Wednesday

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NFT news broke Tuesday as the XRP Ledger prepares a network upgrade set for Wednesday. The fixCleanup3_1_3 patch will auto-remove expired NFT offers, fix permissioned domain bugs, and improve lending accounting. Node operators must update before activation to avoid network disconnection. The upgrade addresses vault withdrawals, loan defaults, and overpayment rejections. Most users need no action. A large portion of the network has already upgraded, with XRP trading stable between $1.30 and $1.40 for four days.

The XRP Ledger is rolling out a maintenance-focused upgrade this Wednesday that will clean up “NFT junk,” patch several long-standing bugs, and tighten accounting for decentralized lending — but node operators must update or risk being disconnected from the network. What’s happening - The upgrade is an amendment called fixCleanup3_1_3. It’s a maintenance-and-bug-fix release for the Layer 1 blockchain that powers XRP-based transactions. - Validators and node operators must install the latest software before the amendment activates on Wednesday. Nodes that don’t update will be amendment-blocked and fall out of sync with the network. Ordinary users who just hold XRP in a wallet or on an exchange do not need to take any action. Key fixes and improvements - Automatic removal of expired NFT offers: Currently, NFT sell offers that expire or are never accepted remain on the ledger forever and consume storage. The upgrade makes the ledger automatically delete expired offers, preventing buildup of stale listings. - Permissioned Domains bug fix: Permissioned Domains are restricted environments where only approved accounts can access certain assets or settings. A bug could let failed transactions still change those restricted settings; the patch prevents that unintended behavior. - Vault withdrawal trust-line enforcement: Vaults are protected token containers. When tokens are withdrawn to another account, the recipient’s trust-line limit (the maximum amount the account will accept) wasn’t always checked. The fix ensures vault withdrawals respect trust-line limits, preventing accidental “overfills.” - Lending and LoanBroker fixes: - When loans are defaulted or impaired, all related ledger entries (the loan record, lender records, and the collateral vault) now update consistently so balances don’t go stale. - Overpayment rejections now return a clear tecNO_PERMISSION error when a loan disallows overpayments, making failures easier for wallets and apps to interpret. - LoanBroker accounting is tightened: the “CoverAvailable” amount (first-loss capital set aside to protect lenders) is now verified against the actual assets in the LoanBroker’s protected pseudo-account to prevent mismatches. Why it matters These fixes reduce unnecessary ledger bloat, plug security and accounting holes in permissioned features and vaults, and make decentralized lending behavior more predictable and auditable. For node operators, failing to upgrade means getting cut off from consensus — so the practical takeaway is simple: update now if you run a node. Network readiness and market context A large portion of the network has reportedly already upgraded ahead of activation. XRP’s market price has been trading between $1.30 and $1.40 for the fourth straight day, according to CoinDesk. Bottom line: users can sit back and watch the ledger get cleaner and safer; node operators need to install the update before Wednesday to stay on the network.

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