XRP News
XRP is trading near $1.12, holding above the $1.01 multi-year low it printed in late June and leaving the altcoin down more than 25% for 2026. Our reading of the tape shows the token roughly 65% below the $3.65 cycle high it set in July 2025 — a level that now looks distant. The XRP price has stabilized in a $1.05 to $1.13 band through early July after the June breakdown, even as Ripple, the payments company behind the token, posted its most productive operational year on record. That widening gap between corporate progress and price is the central tension defining the fourth-largest crypto ecosystem right now.
The clearest sign of that disconnect sits on-chain. Tokenized real-world assets on the XRP Ledger crossed $3.5 billion in late June, more than triple the level at which the metric started the year, according to on-chain data. The surge in tokenized instruments — bonds, credit and cash-equivalent products issued directly on the ledger — arrived on the same days the chart broke down, a contrast that captured why holders are frustrated. Infrastructure usage is compounding while spot demand erodes. Whether that on-ledger activity eventually drags the token higher, or simply proves that utility and price have decoupled, remains the open question the market has yet to resolve.
Institutional access has expanded in parallel. Spot XRP exchange-traded funds extended a net inflow streak that reached eight consecutive weeks through early July, per fund-flow disclosures. Those vehicles, which hold XRP directly and trade on regulated venues, have absorbed steady capital even as the spot price sagged — a divergence that suggests allocators are building positions into weakness rather than chasing strength. The persistence of the streak matters more than any single week's figure: eight straight weeks of positive flows points to structural, not opportunistic, demand. Still, the inflows have not been large enough to offset broader selling pressure, leaving the price pinned near multi-year support.
Regulation is the other pillar of Ripple's 2026 build-out. The company sits weeks away from full European authorization under MiCA, the EU's comprehensive crypto framework that governs stablecoin issuance and licensed service provision across the bloc. On the U.S. side, upcoming votes on the CLARITY Act — legislation that would delineate which digital assets fall under securities versus commodities oversight — could reshape XRP's regulatory footing. Ripple already resolved its long-running SEC enforcement matter with a settlement in 2025, closing the overhang filed in December 2020. Licenses now stack across three continents, yet none of that legal clarity has translated into a durable price recovery for holders.
A separate debate reopened this week over whether Ripple's own XRP sales harm the token's holders. David Schwartz, Ripple's CTO Emeritus, publicly rejected that claim, arguing the sales do not come at holders' expense. His comments answered a discussion sparked after a lawyer noted Ripple no longer sells XRP directly to retail, which a Chainlink executive countered by saying the company monetizes pre-mined holdings to fund operations, acquisitions and shareholder returns. Schwartz's rebuttal leaned on market efficiency: if investors reasonably expect future sales to pressure price, those expectations are already reflected in today's quote, so buyers pay a correspondingly lower entry and the effect is neutral for holders.
Ripple's revenue base increasingly leans on RLUSD, its dollar-backed stablecoin, which recorded roughly $18 billion in quarterly transfer volume — a figure that underscored the Chainlink executive's argument that stablecoins have absorbed the bridge-asset role once pitched for XRP itself. Alongside that, the company closed a $1.25 billion prime brokerage acquisition and joined the clearing infrastructure of U.S. equities markets. Each deal strengthens Ripple the enterprise, but critics contend they route value to shareholders rather than token holders. That structural question — whether the company and the coin have permanently diverged — now hangs over every headline about the network's growth.
On our proprietary signals, COINOTAG's 42-indicator composite S/R scoring engine rates the $1.1841 resistance at 100/100, driven by the confluence of the Supertrend flip and the Donchian upper band, with a second wall at $1.1189 scored 89/100 (R1 pivot and EMA 20). Immediate support at $1.0978 carries a 98/100 reading from ATR Lower and the S3 pivot. Derivatives skew crowded-long: the long/short account ratio sits at 3.26 (76.5% long) with $655 million in open interest and a barely positive 0.0026% funding rate, leaving late longs exposed if $1.0978 breaks. RSI at 48.73 and a Fear reading of 26/100 keep momentum neutral; a clean reclaim of $1.1841 would invalidate the prevailing downtrend, while losing $1.07 opens the $1.024 zone.