U.S. FDIC Proposes New Stablecoin Regulatory Framework

KuCoinFlash

Release Time: 04/08/2026 00:36:23

Summary

The U.S. FDIC has proposed a new stablecoin regulatory framework as part of the GENIUS Act implementation. The draft includes 144 questions and a 60-day public comment period. The plan aligns with the OCC’s February framework and excludes stablecoins from deposit insurance. The proposal also addresses CFT requirements to ensure compliance with anti-money laundering rules.

BlockBeats news, on April 8, according to CoinDesk, the U.S. Federal Deposit Insurance Corporation (FDIC) formally proposed its regulatory framework for stablecoin issuers. As one of the federal financial regulators required by the recently passed GENIUS Act to develop and oversee rules, the FDIC is advancing the implementation of this framework.

This proposal aims to align closely with the plan proposed earlier this February by its "sister agency," the Office of the Comptroller of the Currency (OCC). The FDIC’s current proposal includes 144 questions and will open a 60-day public comment period.

Under this proposal, stablecoins will not be covered by deposit insurance like traditional bank deposits.

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