In accordance with RBC, the Bank of Russia has published tariffs for digital ruble transactions effective from 2026. The regulator has decided to set zero commissions for digital ruble payments from individuals and companies to the state. These zero fees will apply to all transaction types until the end of 2026. Starting in 2027, some transactions will incur fees, including 15 rubles for transfers between legal entities, 0.3% of the transfer amount (up to 1,500 rubles) for individuals paying legal entities (excluding utility payments), and 0.2% (up to 10 rubles) for utility payments. Access to these operations is currently limited to pilot participants, but by September 1, 2026, major banks must offer digital ruble wallets to all clients. Russia is among the first countries to launch a national digital currency, which is intended solely for payments and does not generate interest on balances.
Russia to Make Digital Ruble Budget Payments Commission-Free Until 2027
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The Bank of Russia has outlined tariffs for digital ruble transactions from 2026, with zero commissions for state payments until 2026. From 2027, fees will apply, including 15 rubles for legal entity transfers and 0.3% for individual payments. Digital ruble access will expand by September 2026, with a focus on CFT measures and digital asset regulation. The currency is designed for payments only and does not accrue interest.
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