Ripple CEO Projects 80% Odds of Clarity Act Passage by April 2026

Ripple CEO Brad Garlinghouse has expressed strong confidence that the Digital Asset Market Clarity Act could become law by April 2026.

Garlinghouse recently stated there is an 80% chance U.S. President Donald Trump will sign the bill into law by then, signaling that the long wait for regulatory clarity in the crypto industry may soon end.

• Brad Garlinghouse says the Clarity Act is nearing the Senate Banking Committee markup stage once again.
• He projects an 80% chance the U.S. president will sign the bill into law by the end of April.
• Banking and crypto leaders face a late-February deadline to resolve disputed provisions.
• Although the bill has bipartisan backing, Treasury Secretary Scott Bessent warns support could fade if Democrats retake the House in November.

Despite recent delays, Garlinghouse emphasized that the bill is approaching the Senate Banking Committee markup, an important step in the legislative process.

Although the Senate Agriculture Committee’s markup concluded on a positive note, the Banking Committee postponed its own markup in January after disagreements emerged between banking leaders and crypto executives, particularly over provisions such as stablecoin yields.

Meanwhile, as negotiations continue behind the scenes, Garlinghouse urged the crypto community to resist letting frustration or perfectionist demands derail progress. He stressed that while no legislation is flawless, regulatory clarity remains far preferable to prolonged uncertainty.

In the meantime, reports suggest that private discussions are gaining momentum, which further supports Garlinghouse’s projection of an 80% chance that the U.S. president will approve the bill by the end of April.

Drawing on Ripple’s multi-year legal battle with the SEC, he underscored the need for firm legal certainty. Although a federal court ruling confirmed that XRP is not a security, delivering much-needed clarity for Ripple, he argued that the broader crypto sector still lacks comprehensive regulatory guidance.

Essentially, since Ripple’s growth depends on the overall success of the digital asset ecosystem, Garlinghouse affirmed the company’s strong support for legislation that benefits the entire industry. Notably, his optimism mirrors remarks from Ripple CLO Stuart Alderoty, who last week signaled that imminent progress was underway on the bill.

Meanwhile, Treasury Secretary Scott Bessent has urged the Senate to pass the Clarity Act swiftly to ease crypto market volatility. Despite confirming that a bipartisan group is currently working to pass the bill, he pressed lawmakers to act quickly before November, when Democrats could potentially retake the House.

Although banking and crypto executives remain divided over the Senate Banking Committee draft, reports indicate both sides face a February deadline to reach an agreement, supporting Garlinghouse’s projection that the bill could become law by April.