Ripple CEO Cites Warren Buffett's Advice Amid 70% XRP Price Drop From Peak

Amid the ongoing crypto downturn that triggered a 20% XRP crash, Ripple CEO Brad Garlinghouse invoked a well-known investment principle from billionaire investor Warren Buffett.

Recently, crypto prices suffered steep losses as risk appetite faded, pushing major assets deep into the red. Over the past 24 hours alone, XRP plunged more than 20% to $1.13, while Bitcoin and Ethereum dropped over 12% to about $60,000 and $1,700, respectively.

Notably, from its peak of $3.66 in July 2025, XRP is now down 69.12%. Bitcoin has also declined roughly 50% from its $126,200 peak.

Overall, market sentiment has sunk to some of its lowest levels in months, with investors rushing to safety and questioning whether the sell-off will continue.

• The latest collapse in crypto prices, including XRP, pushed market sentiment to multi-month lows.
• Ripple CEO Brad Garlinghouse quoted Warren Buffett’s famous advice on fear and greed.
• The quote promotes a contrarian investment mindset during periods of panic.
• Strategy Executive Chairman Michael Saylor has urged investors to continue holding despite recent losses.

Today, the crypto Fear & Greed Index has fallen to 5, signaling extreme fear across the crypto market. This reading suggests investors are selling or staying sidelined based more on emotion than fundamentals.

In response, Garlinghouse echoed Buffett’s famous advice to be cautious during periods of greed and opportunistic during times of fear. Notably, this stance contrasts with current market behavior, as many investors continue to capitulate by shifting holdings into stablecoins.

However, by sharing Buffett’s investment principle, Garlinghouse highlighted a contrarian strategy: exercising restraint when prices surge and, conversely, viewing periods of widespread fear and sharp declines as potential opportunities for long-term accumulation at discounts.

For short-term traders and long-term holders of assets like XRP, Garlinghouse’s reference to Warren Buffett’s maxim reinforces the importance of a disciplined, strategic mindset.

First, it underscores the need to avoid emotional decisions, as panic selling often locks in losses. Moreover, it frames the current fearful market sentiment as a potential opportunity.

While extreme fear has, at times, coincided with market bottoms, it does not guarantee an immediate rebound.

Ultimately, despite the unsettling downturn, Garlinghouse’s message urges investors to view volatility through a long-term, historical lens rather than focusing solely on short-term price swings.

Meanwhile, as retail investors continue to capitulate, Strategy executive chairman Michael Saylor has maintained a resolute stance.

Despite Strategy posting more than $4 billion in unrealized losses on its Bitcoin holdings, Saylor reiterated his long-standing advice, “HODL”, encouraging investors to ignore near-term price fluctuations, as the company is doing the same.

HODL

— Michael Saylor (@saylor) February 5, 2026

At the same time, Robert Kiyosaki, author of Rich Dad, Poor Dad, has signaled intentions to resume buying Bitcoin. According to him, he stopped purchasing BTC when it was still trading at $6,000 and may resume buying following the latest dip.

Currently, the Fear & Greed Index has fallen to 5. However, the price of XRP has staged a modest rebound from, with the token now trading at $1.27 as it tries to recover from yesterday’s low of $1.13. Bitcoin and Ethereum have also rebounded and currently trade at $65,300 and $1,915, respectively.